Terms & Conditions

These Terms & Conditions ("Terms") govern your use of the website operated by Brian Dillon, an independent insurance broker located at 1916 Kenilworth Ave, Berwyn, IL 60402 ("we," "us," or "our"), as well as our text messaging (SMS/MMS) program. By using our website or signing up for our text messaging program, you agree to these Terms.

Use of Our Website

Our website is provided for informational purposes about insurance and retirement planning services. Nothing on this website constitutes a binding insurance contract, financial advice, or a guarantee of coverage or returns. Specific policy terms, rates, and eligibility are determined through direct consultation and the applicable insurance carrier's underwriting process.

SMS / Text Messaging Terms

Business Identity & Program Description

Brian Dillon is an independent life insurance and tax-free retirement specialist based in Berwyn, Illinois. Our text messaging program may include appointment reminders, policy-related follow-ups, service notifications, and occasional promotional or educational messages about life insurance and retirement planning services. We offer two separate consent categories — marketing messages and non-marketing messages — and you may opt into one, both, or neither.

Consent

Consent to receive text messages is not a condition of purchasing any product or service from us. Checking either consent box on our opt-in form is always optional, even if you provide your phone number.

Opt-Out & Support

You can cancel the SMS service at any time. Just text STOP in reply to any message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at brian.dillon.ail@gmail.com.

Message Frequency & Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive messages at a frequency that varies based on your consent selections and your interactions with us. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Privacy Policy

If you have any questions regarding privacy, please read our privacy policy: Privacy Policy.

No Guarantee of Outcomes

Insurance and retirement planning involve inherent uncertainty. Any examples, illustrations, or projections referenced on our website or in communications with us are for educational purposes only and do not guarantee future performance, coverage approval, or specific financial outcomes.

Limitation of Liability

To the fullest extent permitted by law, Brian Dillon is not liable for any indirect, incidental, or consequential damages arising from your use of this website or participation in our text messaging program.

Changes to These Terms

We may revise these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of our website or text messaging program after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

Contact Us