:root {
  --navy: #0a1f44;
  --navy-light: #15315e;
  --gold: #c9a227;
  --gold-light: #e0c158;
  --cream: #faf8f3;
  --text: #2a2a2a;
  --muted: #5a6472;
  --border: #e2e5ea;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
}

header {
  background: var(--navy);
  color: #fff;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

header .brand {
  font-size: 1.3rem;
  font-weight: 700;
  letter-spacing: 0.3px;
  color: #fff;
  text-decoration: none;
}

header .brand span {
  color: var(--gold-light);
}

nav a {
  color: #e8e9eb;
  text-decoration: none;
  margin-left: 22px;
  font-size: 0.95rem;
  font-weight: 500;
}

nav a:hover {
  color: var(--gold-light);
}

main {
  max-width: 880px;
  margin: 0 auto;
  padding: 40px 24px 70px;
}

.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
  padding: 60px 24px;
  text-align: center;
}

.hero h1 {
  font-size: 2.1rem;
  margin: 0 0 14px;
}

.hero p {
  font-size: 1.05rem;
  color: #d6dae3;
  max-width: 620px;
  margin: 0 auto 28px;
}

.hero .tag {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 0.8rem;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 16px;
}

section {
  margin-bottom: 48px;
}

h2 {
  color: var(--navy);
  font-size: 1.4rem;
  border-bottom: 2px solid var(--gold);
  padding-bottom: 8px;
  margin-bottom: 18px;
}

h3 {
  color: var(--navy-light);
  font-size: 1.1rem;
  margin-top: 28px;
}

.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 24px 28px;
  box-shadow: 0 1px 3px rgba(10, 31, 68, 0.06);
}

.card + .card {
  margin-top: 18px;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.service {
  background: #fff;
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: 8px;
  padding: 16px 18px;
}

.service h4 {
  margin: 0 0 6px;
  color: var(--navy);
  font-size: 1rem;
}

.service p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--muted);
}

.opt-in-box {
  background: #fff;
  border: 2px solid var(--gold);
  border-radius: 10px;
  padding: 28px;
}

.opt-in-box label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.95rem;
  margin: 18px 0;
  cursor: pointer;
}

.opt-in-box input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.opt-in-box input[type="text"],
.opt-in-box input[type="tel"],
.opt-in-box input[type="email"] {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 0.95rem;
  margin-bottom: 14px;
}

.opt-in-box button {
  background: var(--navy);
  color: #fff;
  border: none;
  padding: 12px 28px;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
}

.opt-in-box button:hover {
  background: var(--navy-light);
}

.consent-block {
  margin: 18px 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.consent-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.92rem;
  cursor: pointer;
  background: #f7f9fc;
  border: 1px solid var(--border);
  border-radius: 7px;
  padding: 14px 16px;
  line-height: 1.5;
}

.consent-label input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.fine-print {
  font-size: 0.82rem;
  color: var(--muted);
  margin-top: 16px;
  line-height: 1.5;
}

.fine-print a {
  color: var(--navy-light);
  text-decoration: underline;
}

.contact-info {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin-top: 16px;
}

.contact-info div {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px;
}

.contact-info strong {
  display: block;
  color: var(--navy);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 6px;
}

.placeholder {
  background: #fff3cd;
  color: #6b5400;
  padding: 1px 6px;
  border-radius: 4px;
  font-size: 0.92em;
}

footer {
  background: var(--navy);
  color: #aab3c2;
  text-align: center;
  padding: 28px 20px;
  font-size: 0.85rem;
}

footer a {
  color: var(--gold-light);
  text-decoration: none;
  margin: 0 10px;
}

footer a:hover {
  text-decoration: underline;
}

ul {
  padding-left: 22px;
}

li {
  margin-bottom: 8px;
}

.updated {
  color: var(--muted);
  font-size: 0.88rem;
  margin-bottom: 30px;
}